Friday 13 March 2020

How to Trick Yourself into Saving Money for Your Move

Outline:
Intro
  • First thing you think of when moving: how much is this going to cost me?
  • Moving can be expensive, but it’s even more expensive when you don’t plant
  • Convenience is costly
  • Trick yourself into saving money for your move.
  • Prepare to save a boatload of money with these budget tips you can actually stick to.
  • These are psychological mind hacks you can use to save money for your move.
Don’t Trust Self-Discipline
  • If discipline worked, you’d be rolling dough right now
  • If you’re moving in a few months, automate savings in your accounts. Set aside X amount based on how much you will need.
  • Auto transfers from checking to savings
Sell Your Stuff
  • Start fresh and sell all the stuff you don’t need.
  • Go super minimal, get rid of the stuff you kept because you just didn’t want to deal with it.
  • You can rack up some serious cash by downsizing. Put all that money DIRECTLY into your moving budget.
Save up for a Housewarming Gift
  • Take care of your future self and set aside some cash specifically for a housewarming gift to yourself (so all your budget isn’t for functional stuff).
Eat All Your Food
Before you get takeout bc it’s easier, eat all the food in your kitchen. Those frozen meals, pantry items, all of it. Not only will you save money, you can minimize waste and get creative with meals.

Create a to-buy list … but check your stores first
  • Ever been in the store, overwhelmed at what to buy, so you buy $300 more than you need? Don’t do that? Create a list or print a moving checklist and STICK TO IT. Only grab what you need.
  • Before you go buy new stuff, do an inventory of what you have. You probably have duct tape somewhere, and scissors, and boxes, etc. Double check before you buy.
Avoid Tabs
When saving for a move, avoid putting your drinks or food on a tab. It’s easy to rack up and lose track of. Be mindful of your money. Instead, bring out a limited amount of cash and when it runs out, you’re done.

Takeaway
You can save money, all it takes is a little mind hacking 


DRAFT: 
Why is moving so expensive?  Renting a truck, pricey moving companies, buying supplies, eating out, getting stuff for your new place: all these things add up! Sure, one way to keep moving expenses down is to shop around for the cheapest way to move locally, but there are money saving tips to help you maintain a moving budget and keep your wallet happy. Lots of times, during a move, folks tend to spend more money out of convenience.  Moving is stressful afterall and when we get stressed out, we typically spend more money. Avoid this  money suck by planning ahead! Believe it or not, there are ways to trick yourself into saving money! Read on for some psychological mind hacks and budget making tips that will help you save for your move.

Don’t Trust Self-Discipline
 You may consider yourself a person with strong self discipline. You go for a run every day after work, eat kale salad for lunch daily and you’re never late for a single meeting. You may think you can apply the same discipline to save money for a move. Yet in the chaos of moving, too often everything goes out the window: your couch, your clothes, and yes, your self discipline too. Here’s an idea for how to create a moving budget: months before your move, set aside a monthly amount of money to go towards moving costs. You may even want to automate this process with your bank. Hop on-line and request that your checking account transfer X amount of money to your savings on a monthly basis. This will help you stick to a budget and in a few short months, you’ll have a small cache of cashola for your move!

Sell Your Stuff
 Want to know how to save money when moving out? It’s all about downsizing. In other words, getting rid of stuff you don’t need and selling it. You know that darling plaid green arm chair that is oh-so-comfy, but doesn’t go with anything else in the living room? Take a couple of photos of it and sell it on Craig’s list. There was a time when you thought you could never part with your garbage pail kids cards. That time has passed. Why not trot them down to your local collector’s shop and sell those babies? Continue to comb through all your stuff. You have the potential to make some serious cash off of things like books, designer clothes, vinyl records and other collectables.

Eat All Your Food
As mentioned before, many people end up spending more money out of convenience. Don’t be one of those people. Instead, plan out meals that you can eat with the food you have left in your kitchen, pantry, garage freezer so that you can eat in during the weeks leading up to your move. Not only will you save money, you can minimize waste by getting creative making meals out of canned beans, tomato sauce and all those frozen drumsticks sitting in your freezer! Did someone say Chicken Chile Surprise?

Create a to-buy list … but check your stores first
It’s a couple of weeks before your move date and you need to start thinking about what you will need to buy for the move. Instead of showing up at Target bewildered at where to begin, make a list instead beforehand.  First conduct a thorough inventory of what you already have in the house. Duct tape, scissors, sharpies, boxes: these are some things that you most likely already have. Next, make the list, take it to Target and STICK TO IT! You do NOT need the duct tape with happy face emojis on it. It may be cute and all, but ask yourself, is it really necessary?

Avoid Tabs
If you do end up going out before your move, maybe to have some good-bye drinks with friends, be sure to avoid putting your drinks/food on a tab. Instead, be extra aware of how much you want to spend that night and cash out when you’ve reached that limit. Using tabs is an easy way to lose track of how much your spending.

Save up for a Housewarming Gift
After all the effort you have put into saving for your move, you deserve something special. Why not set aside a bit of your savings to buy a housewarming gift for your new home? Consider things like a new welcome mat, a quality scented candle, a bonsai tree, wine chiller or a customized throw pillow with “Home Sweet Home” embroidered on it?

Takeaway
Is moving expensive? Yes. Is budgeting easy? No. Can you still save money for your move? Absolutely! All it takes is a little mind hacking, some creativity and patience! If you’re ready to book your move, call the professional San Francisco Movers at Moving Forward for a FREE quote!  

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